How Much Can Mfj Contribute To Roth Ira 2024 Lok. The amount you can contribute to a roth ira—if you can contribute at all—depends on your modified adjusted gross income (magi). — you are allowed to contribute the full $7,000 to your roth ira if your modified adjusted gross income (magi) is less than $146,000 in 2024.
If you’re age 50 and older, you can contribute up to $8,000. $7,000 if you’re younger than age 50.